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Senior Credit Risk Analyst

Avon, Dorset, United Kingdom, £ £ 35000.00-45000.00 Annual Annual, Permanent


Credit Risk with ALD Automotive (UK) is responsible for ensuring the business lends responsibly and within appetite across both FCA-regulated and corporate channels. The department is accountable for recommending, implementing and monitoring credit risk strategies to ensure they remain fair, robust and fit for purpose

Summary of Purpose

  • Ensure the business continues to lend responsibly and within agreed risk appetite.
  • Be active in the ongoing optimisation of credit risk policies and be accountable in the detection and recommendation of any improvements to both policy and process.
  • Contribute to a data-led ethos in decision making within the business

Summary of Responsibilities

  • Act as a Subject Matter Expert within the credit risk department as well as coaching colleagues and driving change.
  • Perform detailed analysis of various internal and external data sources.
  • Highlight and autonomously investigate key trends and areas of concern for relevant parties/committees to aid decision making.
  • Be responsible for the generation of committee reporting and accompanying commentary.
  • Support the evolution of the department through the proposition of new ideas and processes.
  • Ensure data remains consistent and accurate throughout a variety of systems.
  • Ad-hoc Projects as required.

Essential Criteria

  • Minimum of 2 years\' experience working within Risk Management.
  • Strong ability in technical programming languages e.g. SAS, SQL, VB, Python.
  • A strong analytical and inquisitive mind-set.
  • Driven to learn new and complex techniques.
  • Highly numerical background in relevant areas such as statistics or business.
  • Strong communicator across all mediums.
  • Thrive in a dynamic and ever-changing business environment.
  • Confident to work autonomously whilst managing competing priorities.
  • High standard in IT literacy including office applications.

Job Details

Full Time
Avon, Dorset, United Kingdom
£ £ 35000.00-45000.00 Annual Annual