Job Details

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Senior Credit Analyst

London, United Kingdom, £ £ - Annual Annual, Permanent


Position: Senior Credit Analyst

Location: London

The Business:

A leading London based Fintech that has developed a class leading supply chain finance platform designed for mid-market entities globally.

A business with a goal to make finance fairer and more transparent.

The Role:

The team is growing rapidly and now needs to add a dedicated senior credit analyst to assist the risk team in building out its credit analysis capabilities.

The ideal candidate will be comfortable working in a highly dynamic, flat, and entrepreneurial environment. You will have the ability to think on your feet and act independently but know when to ask questions and seek guidance.

Key job activities:

  • Counterparty assessment - analysing counterparties' credit worthiness via credit data, financial statements, and systems to determine the degree of risk involved in extending credit, and to recommend appropriate credit limits and/or credit structures;
  • Credit control - regular periodic renewal and continuous monitoring of counterparty status, and anticipation and management of breaches and exceptions;
  • Credit portfolio reporting - preparing credit portfolio reports that include the degree of risk involved in extending credit, general risk and ad hoc reporting; and
  • Counterparty maintenance - developing and maintaining relationships with counterparties and/or third-party introducers.


  • Degree level education. Finance or numerate subject preferred.


  • Understanding of the key elements of Credit Risk Management with an emphasis on credit assessment in a working capital or commercial banking environment;
  • Experience of commercial lending and credit assessment, along with general knowledge of large industry sectors and their risks;
  • Ability to produce accurate credit papers and reports within tight deadlines;
  • Understanding of risk reports (e.g. Value at Risk, Economic Capital) and their role within corporate governance; and
  • Fluent in English. Other language skills would be a benefit.


  • Excellent computer skills. Advanced Excel, Word, and PowerPoint, with a strong knowledge of finance and statistical analysis capabilities;
  • Advanced financial modelling skills;
  • Strong analytical skills with the ability to communicate effectively at all levels;
  • Outstanding writing and visual communication skills, with strong attention to detail;
  • Ability to work in a multicultural environment and across multiple time zones;
  • Strong desire and ability to learn new skills;
  • Pro-active in achieving results;
  • Drive and desire to contribute as part of a successful team and cope with rapid business growth; and
  • Able to build productive working relationships with Front, Middle and Back offices.


  • Minimum three years' experience as a Credit Analyst either within a large bank, financial institution, or insurance house.

What's on offer:

  • Competitive salary and benefits;
  • Outstanding performance compensation;
  • Casual workplace environment; and
  • Outstanding opportunity for advancement in a rapidly growing Fintech.

Job Details

Not Specified
London, United Kingdom
£ £ - Annual Annual