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Secured Lending Credit Risk

London, United Kingdom, £ £ - Annual Annual, Permanent

Description:

THE ROLE

This is a multi-faceted role responsible for transactions comprising of loan on loans secured by a variety of asset classes namely commercial real estate, residential mortgages, non-performing loans, middle market loans.

Your responsibilities within this role include, but are not limited to, the following:

  • Assessing new transactions. This includes an independent assessment and recommendation on the credit quality of proposed transactions, including their rating and alignment to the Firm's credit appetite
  • Collaborate with origination teams on structuring and documentation for proposed transactions
  • Monitoring an existing portfolio of transactions, including periodic reporting of risk profiles, trends, industry developments, concentrations, conducting downside analysis of
  • Preparing timely and insightful annual and quarterly reviews, including the assessment of performance against underwritten base case projections and key credit metrics
  • Review of due diligence and involvement in due diligence sessions including asset site visits and review of appraisals/valuations
  • Review and verification of compliance certificates, debt covenants, and financial accounts
  • Being the first point of call regarding credit-related matters for your portfolio and responding in a timely manner to ad-hoc requests relating to your portfolio

THE CANDIDATE

Skills required (essential):

  • Undergraduate degree or equivalent
  • Experience in commercial real estate lending or Warehouse lending including loans on residential mortgages, non-performing loans, corporate loans
  • Have a strong knowledge of transaction structures, facility documentation, and the lending process
  • Excellent written and verbal communication skills with ability to quickly establish credibility with Credit senior management and senior deal team executives
  • Demonstrable track record of working under pressure and managing multiple projects with limited supervision
  • Knowledge of basic accounting and financial concepts with a sound ability to analyse cash flows on a transaction
  • Strong team player able to work effectively in a team environment
  • Strong credit, analytical, and modelling skills (particularly with Excel)
  • The ideal candidate would have a background in risk management, investment banking, asset management / servicing industry, PE, advisory in the Real Estate space or rating agency experience in securitization

Job Details

1304851837
Full Time
London, United Kingdom
Permanent
£ £ - Annual Annual