Job Details

Credit Risk Manager - Mandarin speaking

City, London, United Kingdom, Permanent

Posted: 32 mins ago


Our client, a well-established financial institution are looking for a Mandarin speaking Credit Risk Manager to join their London Office reporting to the Head of Risk.

The purpose of the role is to:
Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.

Assist credit risk management which including credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensuring that the business appropriately under risk controls.

Responsibilities & Accountabilities:

* Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.

* Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.

* Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.

* Assist to delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.

* Maintain the effective communication line with HO corresponding departments on related risk issues

* Assist to manage the credit review & approval process and implement the new product credit assessment.

* Assist to manage the post loan credit review & annual review process.

* Ensuring compliance with credit risk policies.

* In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the business.

The ideal candidate will have:

* A Degree in Finance, Accounting, Banking or Business Management.

* CFA / CPA qualification will be a plus

* Fluent in both English and Mandarin (spoken and written)

* Minimum 5 years of Credit Risk experience in banking industry with strong credit risk knowledge

* Demonstrable experience in performing credit analysis for Chinese corporate customers

* Risk Policy writing experience and new product policy experience will be a plus

* Entrepreneurial mind set to help develop a growing branch with a strong presence in China

Job Details

City, London, United Kingdom