Job Details

Credit Risk Manager

Permanent

Posted: 18 hours ago

Barclays

Description:

As a Credit Risk Manager, you will be managing Credit Risk arising from the Barclaycard Payment Solutions products within policy, appetite, and impairment budgets. You will also be involved in recommending or sanctioning exposure requests from Barclaycard customers, across multiple industry sectors. Your role will offer you a unique opportunity to deliver support to customers throughout some of the most important/ distressing events in their life, such as restructuring and insolvency.

Barclays is one of the world's largest and most respected financial institutions, with 329 years of success, quality and innovation behind us. We offer careers that provide endless opportunity - helping millions of individuals and businesses thrive, and creating financial and digital solutions that the world now takes for granted.

What will you be doing?
• Working in partnership with Relationship/ Product teams and relevant bank sanctioning teams, to provide credit input and expertise, delivering a world class credit service
• Ensuring the achievement of the team's risk and business objectives
• Maintaining and improving the quality of the credit portfolio by application of best practice in decision making, in line with personal and team lending discretions
• Providing expert lending advice and sanctioning for our clients
• Ensuring we provide support to clients within credit appetite, understand the risks, set appropriate monitoring and controls, and provide referrals to Business Support
• Developing a solid partnership with Sales and Relationship teams and their leaders, maintaining and improving the overall quality of our lending book
• Working with Relationship colleagues, providing post application based coaching and discussions

What we're looking for:
• Relevant experience in a Credit Risk management role, displaying credit assessment, structuring and sanctioning skills
• Broad understanding of Barclaycard, Business and Corporate Banking products and risk policies
• Relationship building skills demonstrating negotiation and influencing skills
• Excellent customer/ client focus

Skills that will help you in the role:
• Credit Skills Development (CSD) qualification or equivalent
• Practical and pragmatic approach
• Solid analytical and numerate skills
• Excellent communication skills

Where will you be working?
Northampton was the birthplace of Barclaycard in 1966 and we've been based in Pavilion Drive since the building opened in 1997.
We purchased the building from the landlord in early 2018 as a sign of our commitment to investment in Northampton. Plans to further develop this Campus-style location are under way to allow for a real collaborative work environment. Based just off the A45 it is easily accessible by both car and bus routes.

Job Details

Job Ref: 1593309290

Hours: Full Time

Location: Northampton, Northamptonshire, United Kingdom

Working Terms: Permanent