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Credit Risk Manager

Stevenage, Hertfordshire, United Kingdom, £ £ - Annual Annual, Permanent

Description:

Credit Risk Manager - Business and Asset Finance

Excellent package

Our client offers a wide range of asset and business finance including asset Finance Property Finance and RLS they are a broker also have "own book" lending, we are seeking an Underwriter with Asset Business or Property Finance experience.

In brief, you will

Manage lending panel:

  • Review, analyse and refine credit proposals from Sales, requesting additional information where applicable
  • Select where business is placed, on a strategic and operational level, to optimise rates, approval ratios and response times
  • Speak with key clients to assist with credit approvals for more quirky/challenging deals
  • Agree trading terms with new lenders/review terms with existing, including rates, volume bonuses, EOT and extension rental splits
  • Preparing for and attending lender review meetings, establishing regular contact with key members of the lending panel
  • Regularly review and update funder matrix detailing appetite, rates, products, doc fees, margin splits, EOT etc.

Compliance:

  • Responsible for FCA/DPA and GDPR compliance, with Compliancy Services and administrative support
  • Ensure NACFB compliance and generate value from membership
  • Review and renew PII cover

Own book lending:

  • Assist the Directors in refining credit policies
  • Underwrite own book deals, with the two Directors
  • Assist the Directors to improve systems and processes to allow effective underwriting
  • Assist the Directors with sourcing and managing wholesale/block facilities

The ideal candidate: will have several years' experience with either a broker or funder and be looking to progress their career.

Job Details

1259242530
Not Specified
Stevenage, Hertfordshire, United Kingdom
Permanent
£ £ - Annual Annual