Job Details

Credit Risk Anlayst

Cardiff, South Glamorgan, United Kingdom, Permanent

Posted: 23 hours ago


Are you our new Credit Risk Analyst? Working in our fast paced, successful Credit Risk team in our Cardiff office there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial institution offering first and second charge loans.

We really do believe that it's our people who are our main competitive advantage - the 'thing' that sets us apart from our competitors.

Our passion is to 'Help People Succeed'. This is at the heart of everything we do and includes our valued customers, intermediary brokers and partners as well as all of our fantastic colleagues.


The Team

As a key member of the Credit Risk team, this is a highly analytical role that will contribute significantly to the future direction of a fast-growing financial services company. The role holder will use R to forecast loan performance, analyse business performance data, make recommendations for strategy changes and new initiatives, maintain, and improve our lending models, and produce and enhance monthly MI reports.

Working in a fast paced, busy, growing business you will work alongside a supportive and experienced team.

What you will be doing

  • Analysis of the customer database using R providing insight to all business areas
  • Monitoring of pricing and credit strategies
  • Development of pricing proposals and design of test / implementation strategies
  • Development, monitoring and support for pricing and lending models
  • Assist in the production of monthly MI and support regular enhancements to this MI

?What we are looking for

A numerate degree (eg engineering, physics or maths) is essential.

If you have experience in a similar role or are a Graduate looking to start your career within financial services then this could be the role for you.

What we offer

Some of the benefits we provide are:

  • Competitive salaries and bonus schemes
  • Hybrid Home Office flexible working arrangements
  • Regular training and opportunities to learn and grow
  • 25 days' holiday & bank holidays
  • Private Medical Insurance cover with BUPA
  • Personal pension scheme with generous matched company contributions

Job Details

Cardiff, South Glamorgan, United Kingdom