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Credit Risk Analyst

Ashford, Kent, United Kingdom, £ £ - Annual Annual, Permanent

Description:

Credit Risk Analyst

Ashford, Kent.


£Competitive, Excellent career development, discounted products and services and much more!

Your local pub, your favourite restaurant, your children's schools all have one thing in common - Brakes. There are a lot of hungry mouths to feed out there and every day we deliver 1.5 million products from our fleet of 2000 trucks to thousands of restaurants, pubs, hotels, schools, hospitals and care homes in every corner of the UK. Our customers count on us for exceptional food and service, and as our response to Covid-19 proved, our 6,000-strong workforce is dedicated and proud to play their part in feeding the nation

The role:

Purpose - Effectively manage and monitor credit risk, so as to minimise bad debt impact to the business.

Key Responsibilities

New Business

  1. New business - risk assessment analysis of all new business opportunities - Interpret credit report and application data to provide sound judgement on credit limit decisions and payment terms
  2. Existing business - Take an active role in assessing commercial contractual negotiations for existing customers and updating the management team with sound information and recommendation of risk and credit facility.
  3. Active monitoring of new business customers and existing credit facility increases, to mitigate risk and ensure successful onboarding.
  4. Work within agreed service level agreement as per business guideline.


Customer - risk analysis

  1. Assist with monitoring and managing risk alerts and liase with Credit Control to mitigate bad debt risk, by interpreting credit reports and any other associated data.
  2. Monitor and assess customer payment performance history and trends to provide information and recommendations to credit and commercial teams to improve payment performance.
  3. Conduct risk evaluations of customer orders to prevent fraudulent activity and risk of bad debt
  4. Review best practice and update processes to monitor customers to prevent bad debt risk
  5. Other Ad Hoc duties as requested by Management to support the Credit Management Department

You:

You'll live and breathe Customer First, with an innovative and agile approach to identify new ideas and methods. You'll enjoy working collaboratively with a dedicated focus on driving results. You will be resilient - accepting and learning from mistakes and building future solutions. Naturally, you will embrace an inclusive working environment and be committed to acting with integrity and honesty in everything you do.

Required skills and competencies:

  • Ideally qualified or currently studying Chartered Institute of Credit Management qualification or any other financial qulaification.
  • Job Details

    1359126568
    Not Specified
    Ashford, Kent, United Kingdom
    Permanent
    £ £ - Annual Annual