Job Details

Credit Risk Analyst

Ashford, Kent, United Kingdom, Permanent

Posted: 12 hours ago


Credit Risk Analyst
Ashford, Kent.

£Competitive, Excellent career development, discounted products and services and much more!
Your local pub, your favourite restaurant, your children's schools all have one thing in common - Brakes. There are a lot of hungry mouths to feed out there and every day we deliver 1.5 million products from our fleet of 2000 trucks to thousands of restaurants, pubs, hotels, schools, hospitals and care homes in every corner of the UK. Our customers count on us for exceptional food and service, and as our response to Covid-19 proved, our 6,000-strong workforce is dedicated and proud to play their part in feeding the nation
The role:
Purpose - Effectively manage and monitor credit risk, so as to minimise bad debt impact to the business.
Key Responsibilities
New Business

New business - risk assessment analysis of all new business opportunities - Interpret credit report and application data to provide sound judgement on credit limit decisions and payment terms
Existing business - Take an active role in assessing commercial contractual negotiations for existing customers and updating the management team with sound information and recommendation of risk and credit facility.
Active monitoring of new business customers and existing credit facility increases, to mitigate risk and ensure successful onboarding.
Work within agreed service level agreement as per business guideline.

Customer - risk analysis

Assist with monitoring and managing risk alerts and liase with Credit Control to mitigate bad debt risk, by interpreting credit reports and any other associated data.
Monitor and assess customer payment performance history and trends to provide information and recommendations to credit and commercial teams to improve payment performance.
Conduct risk evaluations of customer orders to prevent fraudulent activity and risk of bad debt
Review best practice and update processes to monitor customers to prevent bad debt risk
Other Ad Hoc duties as requested by Management to support the Credit Management Department You:
You'll live and breathe Customer First, with an innovative and agile approach to identify new ideas and methods. You'll enjoy working collaboratively with a dedicated focus on driving results. You will be resilient - accepting and learning from mistakes and building future solutions. Naturally, you will embrace an inclusive working environment and be committed to acting with integrity and honesty in everything you do.
Required skills and competencies:

Ideally qualified or currently studying Chartered Institute of Credit Management qualification or any other financial qulaification.
Intermediate Excel skills (pivot tables, vlookups etc).
Can effectively work under own initiative, whether office or home based.
Takes ownership for own performance and identifies areas for improvement and development.
Can adapt to new systems and procedures.
Reliable, affable, and can communicate effectively with both internal and external customers at all levels.
High level of accuracy and attention to detail.
Goal driven and can work to targets within a fast-paced environment.

What you'll get:

A competitive salary
Huge discount on all sorts of lovely food and award-winning products
Generous holiday allowance, with option to purchase more
Recognition awards and Incentives
Real career opportunities - being part of Sysco, the world's leading foodservice business, opens up a world of possibility
And much more....

There's a lot on offer, so what are you waiting for?

Bring your whole self to work. #BelongAtBrakes
At Brakes we're passionate about creating an inclusive workplace that celebrates and values diversity. We don't want you to 'fit' our culture, we want you to help define it.
All job applicants will receive equal treatment regardless of age, disability, gender identity or reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief, sex or sexual orientation.


Job Details

Ashford, Kent, United Kingdom