Job Details

Credit Policy Assistant

Bracknell, Bracknell Forest, United Kingdom, £60,000 - £65,000 , Permanent

Posted: 15days ago


Credit Policy Assistant
Location : Bracknell
Salary £60,000-£65,000 (depending on experience) + benefits
My client who is based in Bracknell are looking for a Credit Policy Assistant to join their team. You will reporting to the Head of Credit Risk. As a key member of the Credit Risk Policy team the role holder will support sustainable business growth through: Supporting the development of prudent, commercially focussed lending criteria through an awareness of changing market conditions and how these may open up opportunities Supporting business functions such as New Lending, Products and Sales using your expertise and market knowledge
Daily Duties
Act as liaison between Credit Policy and New Lending and ensure lending manuals reflect minimum credit policy requirements
Ownership and monitoring of referrals and escalations to the credit policy department from underwriting or other business areas, ensuring responses are within agreed SLAs
Support growth by reviewing new lending propositions against criteria, appetite and applicable regulatory principles to make recommendations as to the viability
Assist in the production of risk committee deliverables
Update all lending policies, as required to reflect Foundation Home Loans risk appetite
Ensure relevant compliance with all applicable FCA regulations, Data Protection, Money Laundering legislation and TCF
Support the Head of Credit Risk Policy
Be an active participant in meetings
Support the development of colleagues through guidance and mentoring
Essential Competencies
Hold, or recently held, an underwriting mandate that reflects your full understanding of underwriting, risk assessment and ability to train and guide colleagues
Good understanding of the mortgage market and product lifecycle
Good written and verbal communication skills
Self-starter, able to get involved in on-the-ground activities
Strong problem-solving skills
The ability to build and maintain key relationships and manage stakeholders effectively
Can Do collaborative team member with the ability to manage competing priorities
Essential Skills/Qualifications
Financial services experience with strong knowledge of secured lending
An understanding of key risk drivers for both consumer and limited companies
Strong IT skills

Job Details

Bracknell, Bracknell Forest, United Kingdom
£60,000 - £65,000