Job Details

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Credit Officer

London, Greater London, United Kingdom, £ £ 35000.00-38000.00 Annual Annual, Permanent


We are inviting applications for Credit Officer for an International Bank Based in city London . This is a immediate start with the Bank.

An International bank is looking for an experienced Credit professional.

Area of Responsibility

Appraisal of credit proposals from origination for credit approval
To assess credit grade/internal risk rating based on the bank's systems
To carry out review/renewals of the existing loan accounts
Provision of transaction support including making input in to loan documentation and ensuring that loan documentation complies with credit approvals.
Credit Monitoring of the borrower accounts to maintain the healthy asset portfolio and to identify exceptions for timely escalation and resolution of issues.
Administration of all operational aspects of trade finance and Loan products.
End to end oversight and management of loan accounts
Liaising regularly with borrowers, surveyors, solicitors, other service providers to ensure compliances of various loan covenants
Contribute to the continuous improvement of processes, systems.
Preparation and timely submission of monthly reports and statistics for the MIS Skills & Knowledge

Relevant experience, ideally within a bank/financial institution

Excellent analytical and numerical skills to assimilate complex information rapidly
Good accounting/finance education and skills as well as knowledge of loans and credit products
Superior reading comprehension, written and verbal communication skills
Previous experience of using Finacle (desirable) or other core banking solutions software
Ability to work under pressure and to deadlines
Ability to manage multiple priorities
Possess advanced Microsoft Office skills - particularly Word and Excel
Ability to work effectively within team environment and display adaptability to changing work environment

Job Details

Not Specified
London, Greater London, United Kingdom
£ £ 35000.00-38000.00 Annual Annual