Credit & Portfolio Risk Oversight Manager

Description:

Key Responsibilities

* Managing to the Group and CF Board credit risk appetite working with Group Risk

* Conducting annual review of credit risk appetite working with Group Risk

* Management and development of credit risk policies and standards, ensuring appropriate governance of changes and evidence of key controls

* Regular reporting and analysis that informs all key stakeholders of the risks on the portfolios and performance against risk appetite

* Ensuring the right data, analytical tools and skills are available to pro-actively manage credit risk to board appetite

* Management and oversight of credit rules, DIP rules & AVM criteria/performance

* SME and champion for the automation of credit processes in line with the business appetite and as appropriate for a specialist secured lender.

* Ensuring there are appropriate 1LOD for large lending and other concentration risks, e.g. Lending Committee

* Engaging key stakeholders to ensure credit & portfolio risk is managed within appetite

* Maintain and disseminate up to date relevant industry and regulatory knowledge

* Support customer acquisition journey enhancements working with Group Risk

* Principal contact point with Group Risk

* Oversight of departments multiple RCSA's

* Responsibility for Mandate structure annual review, ongoing governance and monitoring

* Ownership of CF Lending Standards, governance and monitoring

* Provide portfolio insight to inform risk appetite

* Support Head of Loan Servicing on LPA & Litigation panel management

Job Details