Job Details

Credit Analyst

Crewe, Cheshire, United Kingdom, £20,000 - £22,000 , Permanent

Posted: 12 hours ago


Exciting opportunity for an experienced Credit Analyst to join a growing, ambitious international organisation, with an excellent working environment.

WEX Europe Services Ltd is the owner of the Esso Card fuel card portfolio, with offices across Europe and the US. We are undergoing a significant growth strategy and are looking for talented individuals to join us.

Working within our vibrant UK Head Office, the Credit Analyst will be responsible for monitoring customer spend against their authorized credit limits, understanding changes in volumes, customers' needs, and reassessing for increases to credit limits.

You will underwrite all applications across eight issuing countries in Europe, assessing and measuring the risk of extending credit to all applicants, and proactively manage portfolios ensuring continuous monitoring of the financial condition and performance of our customers.

What's on Offer?

Competitive basic salary (Up to £22k dependent on experience)
Working Monday - Friday 8.30 am - 5 pm
Fantastic work-life balance
Company pension & life assurance scheme
A generous holiday allowance of 25 days plus bank holidays
Holiday purchase scheme, the ability to get an additional 5 days annual leave per year
Life assurance, company sick pay, and pension scheme
Employee Fuel Card (after 6 months)
Employee discount platform
Incentives schemes, companywide and departmental
Continuous training, coaching, and development within a helpful and encouraging environment
Progression opportunities
Employee referral programme
Key Responsibilities of the Credit Analyst:

Proactive monitoring through control reports and data analysis
Management of high-risk Micro Customers through monitoring Cash deposits vs spending
Assess, manage, and report exposure position to determine the level of risk
Overtrade management where the customer's exposure can rapidly change
Responsible for management of country specific portfolio's, ensuring timely actions are completed
Assessing customer accounts and making informed decisions within credit parameters
Analysis of customers financial statements and B2B Credit reports
Maximizing volume opportunity and growth in line with business goals
Customer contact and daily interaction with the In-Country credit teams and Sales teams
Building and maintaining strong relationships with Credit teams, Sales and Customer Service Advisors
Skills & Experience Required:

Proven analytical skills with the ability to assess financial information
Previous experience in Credit Underwriting/analyst or a similar role
Experience in dealing with the main credit reference agencies
Strong admin skills - capturing and recording data, data reconciliation - Advanced Excel Skills
Dutch / Flemish / French language skills would be advantageous but not essential
Underwriting experience in a B2B environment
Strong communication and people skills
What's Next?
If you have the skills and passion to take on this Credit Analyst role, we would love to hear from you. APPLY NOW for immediate consideration

Job Details

Crewe, Cheshire, United Kingdom
£20,000 - £22,000