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Credit Analyst

Leicester, Leicestershire, United Kingdom, £ £ - Annual Annual, Permanent


About Global Payments

We are a tech-driven, Fortune 500 company and one of the world's leading brands in payments technology. We currently have over 8,500 talented people representing our brand across 54 countries worldwide and service over 2.5 million customers globally generating over $4bn annually. We have clear aspirations to continue our growth which has seen share price increase by over 5x over the last 4 years.

About the Role

Our Credit department is responsible for minimising losses to Global Payments as a result of merchant/cardholder fraud by the following of robust policies and procedures, ensuring business growth is not stifled. This is an exciting position for someone with a couple of years of experience in a previous credit support function, looking to progress and grow within the company.


  • Minimise financial exposure to GP through timely and robust decision making (new and existing facilities) within personal approval authorities
  • Review existing facilities as part of ongoing portfolio management
  • Timely identification/escalation/action to address deteriorating trends within the merchants financial accounts or conduct of the merchant facilities to mitigate losses
  • Securing and exiting existing high risk/deteriorating facilities in order to minimise Credit and Fraud losses
  • Provide guidance to Sales teams to aid understanding of Card Acquiring exposures
  • Maintain working knowledge of MasterCard and Visa regulations - specifically chargeback implications.
  • Treat Customers Fairly (TCF) and effectively handle all Merchant calls

About You

  • Minimum 2 years experience in a Credit Operations/Analyst/Finance or similar position
  • Ability to read financial accounts (balance sheet, P+L)
  • Proven credit acumen and understanding of effective risk management
  • High level of accuracy
  • Analytical, judgmental and decision making skills
  • Excellent written and verbal communication skills
  • Able to work well under pressure
  • Analysis of data from multiple sources to determine key risks and priorities
  • Understanding of the nature of chargeback risk preferred
  • High level of initiative, able to develop solutions to unique problems
  • Enthusiastic, innovative, self motivated and committed to continuous improvement
  • Quick at learning and highly productive ensuring work streams are completed quickly and effectively

Job Details

Not Specified
Leicester, Leicestershire, United Kingdom
£ £ - Annual Annual