Job Details

Credit Analyst

Petersfield, Hampshire, United Kingdom, Permanent

Posted: 17 hours ago


As a Credit Analyst - your primary focus is to underwrite individual vehicle finance applications from customers against Moneybarn's agreed credit policy and risk appetite.

Additionally, the individual will provide underwriting expertise and support to other areas across Moneybarn, such as the Complaints team during the complaints process.

Key Responsibilities

* Making underwriting decisions in line with company credit policy to an individual mandate level

* Collecting and checking any information appropriate to the assessment of risk

* Provide industry regulatory support and understanding to the business in order to strengthen future frameworks

* To employ specialist data, from credit reference agencies, fraud prevention agencies and necessary credit risk databases to make credit decisions

* Apply balanced judgement based on own expertise to assess credit and other risks

* Documenting rationale for credit decision accurately and in compliance with requirements

* Adhering to internal underwriting policy and regulatory requirements

* Adhere to FCA Conduct rules

Job Details

Petersfield, Hampshire, United Kingdom